Jobs are Great, but Mortgages are Better: Meet Our New Partners, Contractor Benefits Hub!
By Onboard Jobs on - 5 minute read time
Let’s be honest: being a contractor in the UK construction and engineering industry is a bit of a double-edged sword. On one hand, you’ve got the freedom, the variety of projects, and that sweet, sweet day-rate. On the other hand, you’ve got the kind of paperwork that makes you want to go back to being an apprentice just so someone else handles your taxes.
At OnBoard Jobs, we’ve spent years making sure you have the first part covered. We are dedicated exclusively to the construction sector, ensuring you find the best roles without having to wade through irrelevant listings for retail or hospitality. But finding the job is only half the battle. What happens when you want to buy a house, protect your family, or just make sure you don't lose your shirt if you’re off site for a month?
That is where our new friend come in. We are thrilled to announce our partnership with Contractor Benefits Hub (CBH). They do for your life what we do for your career: they cut out the noise and get you straight to the results you actually need.
The Problem with 'Normal' Banks
If you’ve ever walked into a high-street bank with a Limited Company contract or an Umbrella payslip and asked for a mortgage, you’ve probably seen the 'look.' It’s the look a site manager gives someone who turns up to a structural steel job with a plastic hammer.
Most traditional lenders simply don't understand how you earn your money. They look at your salary (which you probably keep low for tax efficiency) and ignore your actual day-rate.
Enter: The Specialist Mortgage Support
This is the cornerstone of why we’ve partnered with Contractor Benefits Hub. They aren't just a generalist broker; they are a gateway to specialists who live and breathe the contractor world.
Whether you are operating through a Limited Company, Umbrella, PAYE, or as a Sole Trader, CBH matches you with experts who understand day-rate underwriting.
The best part? It costs you absolutely nothing to use the hub to find these specialists. It’s about getting you the keys to your new home without the usual high-street headache.
Protecting Your Most Valuable Asset (You)
In the construction industry, your ability to work is your income. If you aren't on site, you aren't getting paid. While employees at big firms might have 'sick pay' and 'death in service' benefits, as a contractor, you are the HR department, the safety officer, and the insurance broker all in one.
Contractor Benefits Hub offers a 'Financial Health Check' that takes about three minutes. It helps you identify where your 'resilience' might be a bit thin. Through the hub, you can access:
- Income Protection: If you get injured or fall ill (a real risk in our line of work), this ensures you still have money coming in to pay the mortgage and the bills.
- Life Cover & Critical Illness: Tailored policies that take into account the specific risks and financial structures of self-employed professionals.
- Professional Indemnity & Public Liability: Essential for almost every engineering and construction contract, ensuring you're protected against claims of negligence or accidental damage.
Health and Wellbeing: More Than Just a Hard Hat
We all know that mental and physical health are finally getting the attention they deserve in the construction industry. But getting an appointment with a GP or a dentist shouldn't be harder than getting a £120bn mega framework bid over the line.
Through our partnership, you can access medical insurance and cash plans specifically designed for the flexible nature of contracting.
- Private Medical Insurance (PMI): Skip the queues and get back to work faster with private treatment options.
- Cash Plans: Get money back for the 'boring but necessary' stuff: dentists, opticians, and physiotherapy (perfect for those of us who have spent a few too many years on our knees or lugging materials).
- Travel Insurance: Because even the most dedicated site manager needs a holiday occasionally.
How the '2-Minute Match' Works
We wouldn't partner with them if it was a slog. We know you’re busy. Much like the Targeted Search Capabilities on OnBoard Jobs, the CBH matching service is built for speed and efficiency.
- Tell them what you need: You fill out a simple, 2-minute form on their site.
- They match you: They connect you with a relevant specialist partner who knows your specific contractor type (Limited, Umbrella, etc.).
- You choose: You speak to the specialist and decide if what they offer fits your needs. No pressure, no obligation.
It’s a transparent process where you are always in control.
Why This Matters for the Construction Industry
The UK construction sector is currently facing a massive worker shortage. We need talented tradespeople, site managers, and engineers now more than ever. One of the biggest barriers to people moving into contracting, or staying in it: is the perceived lack of stability.
By partnering with Contractor Benefits Hub, we want to prove that you don't have to sacrifice your financial security to enjoy the benefits of contracting. You can have the high-level roles found on OnBoard Jobs and the house, the protection, and the peace of mind that usually comes with a corporate '9-to-5.'
We Find the Jobs, They Help You Keep the Life
Our mission at OnBoard Jobs is simple: we are a job board dedicated solely to construction and engineering. We provide the industry news, the expert insights, and the listings that help you build your career.
Now, with Contractor Benefits Hub, we can help you build your life outside the site gate, too.
A Quick Note for Employers
Are you looking to fill roles within your construction firm? Whether you need technical specialists or site managers, OnBoard Jobs ensures your vacancies are seen by a targeted audience with no dilution from other industries.
To celebrate this new era of support for the industry, we are offering a special promotion. Employers can get 20 FREE Job Adverts using code OBJTRIAL. There’s no better time to find the talent your projects deserve.
Ready to see what you’re missing?
- Looking for work? Register today and set up your tailored alerts.
- Need a financial boost? Visit Contractor Benefits Hub and take their 3-minute health check.
Start building your future today: on and off the site.